To be forewarned is to be forearmed. If you prefer to avoid the unpleasant truth that is written here you take the same risks that denial always brings but this time you take those risks with your continued ability to practice and with your livelihood.
But what a service author Adams has done for those who heed. In a clear straightforward way he puts it all on the line about the Kafkaesque nature of administrative law, and the basic (but somehow obscure to most professionals) fact that under this law you are guilty until proven innocent, no matter how wild the accusation. Furthermore since no penalty exists for false accusation the mischievous or vengeful are invited to have a field day.
Here is the information you absolutely must have in order to protect yourself, and to join with others to see to it that desperately needed reforms are accomplished in order to protect your profession. This is indispensable reading and the book should be required reading in every graduate and professional school that trains health care practitioners
Michael Adams has done a great job of pulling together various information pieces in a coherent framework in an understandable and easy to read manner: history, rationale, process, market and technical details of the OpenCable architecture; current status and future direction. I recommend this book highly.
Satish Thatte, Director, Product Management & Standards LG Electronics Research Center of America Princeton Junction, NJ
marijuana plants growing in an isolated hollow in eastern Kentucky, unbeknownst to the property owners, Dale and Diedre Hall.
Authorities suspected the family, based on a tip from a drug informant. According to the Hall's family lawyer, police were unable to get enough evidence to make an arrest, let alone to secure an indictment or a conviction. Nevertheless, the Halls owe the state a little more than $1 million under a 1994 law that taxes marijuana dealers $1,000 a plant and penalizes those who do not pay the tax before they are caught. The law, upheld by the Kentucky Supreme Court, was modeled on statutes in other states that has passed muster with the US Supreme Court. The law has brought in close to $300,000 in revenue, at least some of which came from drug dealers who made confidential payments to the state.
The tax assessment does not require a conviction. The law is enacted when police report on the seizure or discovery of illegal drugs, which they are required to do within 72 hours. The Hall's lawyer said the tax blocks his client access to the judicial system, challenging the provision of the law that requires suspected dealers to post a bond equal to the amount owed before they can file a protest.
The area where the Hall's reside is located in coal country near the Kentucky-West Virginia border. The depressed coal industry has left many out-of-work coal miners to fend for themselves. Usually they do it through the cash crop of marijuana grown on parkland or, in the Hall's case, private property. According to an article by APB News, the 1994 law requires marijuana growers and dealers to buy tax stamps at the rate of $3.50 per gram or $1,000 per plant. While the process is confidential and payment of taxes cannot be used as evidence in a criminal case, the civil penalties are added to any criminal ones once someone is caught, along with an additional penalty for failure to pay, said state Rep. Charles Geveden. "It's not a ruse or an attempt to legalize marijuana," said Geveden, a Democrat from Wickliffe, in western Kentucky, who was one of the law's sponsors. "What it does is it creates a monetary penalty as well as the criminal penalty."
Too little too late for the Halls, who acquired the American dream of owning land through hard work and sacrifice. What saved them from total financial ruin was Dale's decision to follow Diedre's advice
about offshore asset protection. Now the Hall's life savings won't be burned up in tax levies from the discovery of some hemp plants.
Mr. Lefcourt is right in his supposition that the forfeiture laws were not originally intended to address crimes such as drunk driving. Originally they were to punish drug dealers by confiscating the goods they bought and used with the proceeds from the drug trade. However, it has not taken government agencies long to realize the full potential of forfeiture laws since any property used in committing a crime or that results from illegal activities can be seized. This provides government an easy way to take from the public whatever it wants and is a natural motivator for unscrupulous, unethical and illegal actions by the government. In this case, if the city of New York wishes to discourage drunk driving it can increase jail time for a conviction, but its much more lucrative to confiscate a nice car.
List price: $19.95 (that's 30% off!)
As a property owner I have had many many situations where I have felt alone in the world. Now I realize that I am not alone. That from coast to coast we proeprty owners share the same experiences. Thanks Mark! Write another book.
On scale of 10 it's a 10. You write it, I'll read it!
List price: $27.00 (that's 30% off!)
The book is roughly structured around a year in the life of the Shiants, but Nicolson doesn't let this stop him from ranging wherever his desire leads; which means that while it isn't exactly a page-turner when looked at as a whole, each section is entirely coherent and quite compelling, and the overall structure means they flow into one another reasonably enough. The biggest portion of the book is given over to archaeology, shading into speculative (in the good sense, as practiced by Farley Mowat) history. Nicolson a exhibits strong desire to recreate for his readers the lives of his islands' earlier inhabitants, which also leads him to examine more recent history. Here and there he leans towards overly romanticizing the lives of the islanders, but on the whole he does a wonderful job of conveying the realities of their existence: most strikingly in his account of Campbell family, who lived on the Shiants in the mid-19th century. He also throws in a fair amount of what might be called tangential information--his description of shepherding on the islands and his scale of the edibility of birds eggs were particularly good--which together combines to create a fair picture of the islands; or, at least, the islands as he sees them.
Obviously, the islands themselves are the common theme holding the book together. But also present throughout the whole account, from a derogative cartoon about him that Nicolson includes in the first chapter to his closing ruminations about passing the islands on to his son, is the question of what it means to own the islands, and indeed to own land in general. Nicolson approaches the question on two levels: on the first, he quotes a drunken pub patron who once told him that his shepherd tenants are the Shiants' real owners, and on the second he includes a letter from Royal Society for the Protection of Birds, which tried to obtain the islands as a public trust in the '70s. The last chapter of the book includes Nicolson's account of an ongoing discussion about what right he has to the islands and whether they ought to be public property. Nicolson is far from a stereotypical grasping absentee landlord, and in fact he rather agrees with his drunken accuser. He's not convinced, though, that public ownership would be any better for the islands: he feels that 'protecting' them would actually end up attracting more visitors, while at the same time tying management of the islands with layers of needless complication.
And to his credit, Nicolson ends the book with an actual invitation to visit the islands: if you email him, he writes, he'll give you the keys to the cottage. What public trust could provide that? How the scheme will work under his son, who gets the islands in 2005, and under any potential increased pressure from visitors, is open to question; but Nicolson does a good job explaining his position, and the question of ownership provides a tension and center to the book that would otherwise be lacking.
Adam Nicolson will take you on such an intimate tour of these islands that should you ever find yourself there you'll know where to find the fresh water springs, where 7th-century Christians worshipped and which cliffs are crumbling!
I love roaming over open land, down creek beds and up hillsides and this book gives me that sense of freedom and wonder. If John Muir could have written like this about the land he loved so much the entire west half of the US would be a National Park.
Sea Room is a wonderful, wander full book. Buy it.
The first chapter details basic definitions of the field. The next five chapters deals with the patient, physicans, Healthcare in general, and lastly specific telemedicine services. The authors suggest the formula for telehealth success as improved quality and access to care at a lower cost and without raising professional objestions.
I found the chapters developing the business case for Telemedicine and telehealth services most compelling. These markets are still in their infancy and are still struggling to develop their potential. The authors share with us their strategy for selling Telehealth services (page 157).
Telemedice and Telehealth, also provides a cautionary note. The authors indicate that to date they were not aware of studies demonstrating a viable telehealth model with the current legislation and reimbursement structure. Further issues such as licensure, quality assurance and backup systems remain to be clearly defined.
This book is an excellent read. Concise, articulate and timely. I would recommend this book to any one intersted in Telemedicine or Telehealth.
Formerly stagnant economic systems of the excommunist bloc, countries like Russia or Poland, and the developing nations of regions like Latin America are all embracing the free-market capitalistic system and are opening their doors to global investors. Access to capital is critical for such economies to grow and develop. This is not a short-term fad but rather a long-term economic need and a growth opportunity for the astute investor. Clearly, if your portfolio is not invested in foreign markets, you may well be missing out on significant investment opportunities from around the world. Furthermore, if you look overseas for investment opportunities, you can invariably discover that you have a vastly greater basket of funds, markets and interest earning, tax-deferred possibilities than those on offer to the domestic investor. The choice is clear. Step up to the plate and stake your fair share of the potential gains.
Most of us have been hoodwinked into thinking that offshore havens are illegal, too risky, or otherwise unworthy of consideration. Don't believe it. Financial expert Adam Starchild will dispel myths and misconceptions about offshore banking and reveal how you can:
Achieve total secrecy and and financial privacy
Transfer your money offshore, and keep it safe from lawsuits, creditors, the IRS, etc.
Use offshore havens to legally avoid, defer or minimize taxes
Invest globally and build your wealth
Pick the offshore haven that best meets your objectives
Choose the right offshore bank and maintain an account -- easily and safely
Do business offshore -- and reap extraordinary benefits
And more!
All over the world, governments are becoming more and more predatory. They reach for more and more power, and they squeeze more and more money out of their citizens... by any means they can. There is almost nowhere on earth your money is safe anymore.
Powers to confiscate money, under the guise of "drug laws," are growing in Australia, Canada, Hong Kong, and many other countries around the world.
Historically, appropriation of wealth has taken many forms -- and it's gone on for centuries. For instance, in East Germany alone, 9,870 industrial and commercial enterprises and about one-third of the entire land area capable of agricultural or forestry use were confiscated between 1945 and 1949. The same thing has gone on throughout South America, Africa, Asia, and Europe.
Do you do business in the U.S.? You should know that new banking regulations make it a federal crime not to report certain transactions -- of as little as $3,000. There is no requirement that the money be involved in any criminal activity -- it is a crime to simply not report the transaction. The penalty? Liability for a five-year prison sentence and a $250,000 fine. And -- the law allows the federal government to confiscate any funds they allege to be involved. Plus, bank tellers can collect huge rewards -- up to $150,000 -- for turning you in, if you are subsequently convicted of a criminal act, and subject to a civil fine or forfeiture of money or property.
Governments all over the world are trying to figure out how to crack down on the Internet and on-line communications. They're deathly afraid they'll lose their ability to tax, seize, and control their citizens' money.
The recent Bre-X scandal is a perfect example of how you can be cleverly robbed from anywhere in the world. Bre-X was one of the hot mining companies listed in Canada, but the investors who were fleeced were from all over the world. In a nutshell, fake drilling reports ran the stock of Bre-X from pennies all the way to $22.50, after a 10-1 split. When it turned out the reports were fake, some $4 billion in wealth disappeared almost overnight as the stock plunged.
As you can see, these threats are global. Governments don't protect you -- they're just part of the problem. And other threats cross borders and continents in the blink of an eye.
It doesn't matter whether you're wealthy or average, an individual or a company, or where you are in the world -- the assaults on wealth, from government and crooks, is growing, and you are at risk.
Adam Starchild believes that your wealth should be secure -- safe from the government and safe from thieves. In Using Offshore Havens for Privacy & Profit he shows you some specific strategies to protect your wealth.