This entire series is wonderful. With new migrant students entering my district everyday, I have a population of students with diverse needs. This series includes lessons in Reading, Writing, Listening, and Speaking as well as relates all to real life experiences and other content areas. As well, real, authentic literature is included in almost each new thematic unit.

This entire series is wonderful. With new migrant students entering my district everyday, I have a population of students with diverse needs. This series includes lessons in Reading, Writing, Listening, and Speaking as well as relates all to real life experiences and other content areas. As well, real, authentic literature is included in almost each new thematic unit.

This entire series is wonderful. With new migrant students entering my district everyday, I have a population of students with diverse needs. This series includes lessons in Reading, Writing, Listening, and Speaking as well as relates all to real life experiences and other content areas. As well, real, authentic literature is included in almost each new thematic unit.

This entire series is wonderful. With new migrant students entering my district everyday, I have a population of students with diverse needs. This series includes lessons in Reading, Writing, Listening, and Speaking as well as relates all to real life experiences and other content areas. As well, real, authentic literature is included in almost each new thematic unit.

This entire series is wonderful. With new migrant students entering my district everyday, I have a population of students with diverse needs. This series includes lessons in Reading, Writing, Listening, and Speaking as well as relates all to real life experiences and other content areas. As well, real, authentic literature is included in almost each new thematic unit.

This entire series is wonderful. With new migrant students entering my district everyday, I have a population of students with diverse needs. This series includes lessons in Reading, Writing, Listening, and Speaking as well as relates all to real life experiences and other content areas. As well, real, authentic literature is included in almost each new thematic unit.

This entire series is wonderful. With new migrant students entering my district everyday, I have a population of students with diverse needs. This series includes lessons in Reading, Writing, Listening, and Speaking as well as relates all to real life experiences and other content areas. As well, real, authentic literature is included in almost each new thematic unit.

This book is excellent for ESL teachers teaching very young students. There are few words and lots to talk about! If description and imagination is your way of teaching, then I highly recommend this. I recommend this book for 5 to 7 year old learners. All Michael Walker books are wonderful ESL tools.

A Great ,Perfect Referance Book for Students. Esp. for those want to learn English widely... Great..

Dr. Phoa tackles a variety of advanced (occasionally esoteric) topics in Fixed Income. The author manages to describe some fairly complicated math in an intuitive and understandable way, while maintaining some degree of rigor. The field is huge, and in order to cover so much in so few pages, a background in the bond markets is assumed. Excellent discussions on empirical analysis of yield curve movements, valuation of bond options using one- and two-factor interest rate models, and mortgage prepayment modeling are highlights.

As opposed to nearly all other books on Fixed Income Analytics, Phoa presents interpretations of the analysis. The result is much less textbook-like, and much more intellectually engaging. While I do not agree with all of his conclusions, his arguments are well crafted and substantiated.