That's some free advice that you won't find in this book. Solomon offers such obvious advice that anyone could have written it. Here's the summary of 163 pages: Get a fifteen year instead of 30 year mortgage and save money to prepay it! Wow what a revelation! He then offers dozens of boring, simplistic suggestions on how to do that including clip coupons, shop for bargains, set a budget, don't overspend, avoid expensive habits. Did I really spend money to read this when Mom & Dad told me this when I was ten? For free! I stopped reading when Mr. Solomon advised me to bring a pen to a closing! Trees died for this? Also, Mr. Solomon freely admits to having no children, so this book is not really designed for parents who have a little more difficulty saving than what he refers to as TINKS (Two Incomes, No Kids). His argument on the value of prepaying a mortgage (rather than sustaining one for the tax credit) is the only thing worthwhile in this overpadded book. How to win the mortgage war and get out of debt? Talk a publisher into printing a book of advice everyone has already heard then collect those royalty checks!

I admit it. This book does not contain any new or incredible advice. It's all pretty much just common sense stuff. The benefit of the book is that it is very motivating. All of the knowledge in the world will not do you any good unless you actually apply it. The author does a good job of relating his personal stories. You leave the book feeling like you CAN do it.