Abby Benton is a tweny five year old virgin. She has always wanted to wait until her wedding night. Recently her fiancee dumped her before the wedding and now she wonders if she made the right decision to wait until marriage to have sex. So, when Abby starts working for Lord Matthew Smythe she is ready and willing to toss away her virginity. Matt is unsure about getting involved with Abby, but she is insistent, so he takes her to his home in Bermuda for 'fun in the sun' and than the real world comes calling and Matt most return to his business. Abby accepted the rules before they got romantically involved, but now that they have returned she wants all or nothing. Matt has problems with love and marriage due to his own emotional past, but he does not want to end things with Abby. Abby leaves no room to compromise, so Matt must decide what he wants.

This was an okay story. I did not get any real thrill from the plot or characters. I have read the other stories by Kathryn Jensen involving Matt's brothers and based on that I was disappointed with the 'family reunion' that took place in this story. All the brothers had strong feelings about their father, but it was glossed over and they were one big happy family at the end of this book. The story just did not ring true to me.

The essential flaw of the story is that it was perhap intended to be too perfect and romantic a romance novel. The premise of war-torn Vietnam is a rich setting for wonderful drama, and the author does indeed try to capitalize on that. However, her characters lack little development beyong backgrounds that can be described in epithets as "tough black nurse" or "rich daddy's little girl" or "solider from midwest". The personalities are likable however lacks adequate emotional and intellectual depth. The characters, although enjoyable, but rather flat. Overall, although the book offers a glimpse into worn-torn Vietnam, it does not depart from the ordinary happily-ever-after romance.