Finally, a book on money management that speaks my language! Don't Die Broke! (A Guide to Secure Retirement), by Melvin Jay Swartz, is the original handbook that cuts through all the garbage put out by self-proclaimed financial gurus who sell their 10-steps-to-greater-wealth nonsense on TV infomercials, audio cassettes, and the Internet. Swartz writes for the average person who just wants to make the most of what he or she has and avoid unnecessary costs when making plans for retirement. He seems to care sincerely about the reader. He's not trying to push a product, or even his own service. In fact, he encourages people to seek financial, tax and legal advice only from local professionals who are credentialed, licensed and certified to practice in their areas. Don't Die Broke! is an eye-opener. It warns of the real dangers of taking bad advice that can literally cost people their life savings. Swartz is a straight shooter who avoids jargon and legalese. What a breath of fresh air in this age of canned self-help programs.