The world of personal finance and investing has exploded, as witnessed by the growth of books on the subject. But for many people, the understanding of the difference between an IRA and the IRS is a bit hazy. That's what this book is for. It is not a deep analysis of how to invest. It is however a quick primer to bring you up to speed for the more detailed books. Issues are covered on a high level, but are meant to introduce the reader to what Personal Finance encompasses - banking, investing, buying a home, paying taxes. It is a springboard for starting to learn more, or to just grab when you're unsure what a convertable bond is compared to a zero coupon bond. Today it is taken too much for granted that people know what they need to in order to even start making financial decisions. This book is a good cheat sheet for those who just want to get a basic understanding.

I highly recommend thsi book, I live in Mexico, and altough some things are different in my country regarding to investing it works for me a lot (85%) I suppose that this is a great book to American people, it helps a lot understanding issues that you do no get, like calculating all kind of interests and yields.

An excellent first step to understanding your financial activities. It really does start at the beginning: your local bank and its services, checks, ATMs, savings, monthly statements etc. In the other five chapters (Credit, Home finance, Financial planning, Investing, Taxes) most of the other money matters that you'll encounter are explained.

Finance seems to be a mystery to a lot of folk so the writer's and designer's of this book have done their best to make it as straightforward as possible and rather than have page after page of what could be very dry text each spread has lots of smart graphics, colored panels and jargon-free text that flows between these visual elements. It is all very controlled and as a publication designer I can appreciate the creative input that has gone into these pages. (I liked it so much I included it in my Listmania 'Ten of my favorite well designed books').

If you think you know all about your money this is not the book for you but if you don't then get this book and find out about your finances in these very user friendly pages. The same editorial folk have done another excellent book, 'Guide to Understanding Money and Investing', using the same straightforward language and graphic techniques and although the subject is a lot more complex it is still easy to understand.