This audio tape is a excellent power packed synopsis of Givens mega best seller, "Wealth without Risk". Many powerful techniques. Excellent as a refresher for anyone who has read "Wealth without Risk" or "More Wealth without Risk" and anyone looking for a introduction to "The Givens Strategies".

A friend of mine recommended that I read this book...I was so impressed by the info. provided that I read over half the book in less than a day..(book has over 500 pages)...I also ordered three other books written by Mr. Givens...His advise, even though written some time ago, is very do-a-ble and easy to follow...I thanked my friend and recommend this book other books written by Mr. Givens to anyone who's serious about getting their finances in order.

Back in January 1989, I purchased "Wealth without Risk" at our local bookstore. What a ride it has been!I was able to cut our family auto expences in half, increase my take home pay, reduce taxes to almost zero and start a investment plan.I also recommend Financial Self DeFense and Super Self.

I bought this book way back in the late 80s (89 I think), saw his late night shows and attended some of his seminars - and then implemented the strategies presented. Today, 12 years later, I must say that what I did then was probably the smartest financial thing I did in my life. My knowledge & wealth has increased manyfold compared to then. Though I haven't followed all his startegies to the dot, I have implemented most of them that were within my abilities. Thanks to CJG and his organization.

This book is gauranteed to change you forever.Become the person you've always wanted to be, enjoy the ride while your Dreams come true, your Goals are achieved and your Personal Effectiveness is doubled!! Charles J. Givens,world famous for his unique, practical and powerful strategies that have led millions along the path to financial freedom, shows in this book how you can achieve your fullest personal and business potential. He provides a set of proven strategies that are an actual "operations manual" for one's life. Super Self strategies will enable you to accomplish twice as much in the same time...and it is possible for anyone to learn and implement the personal habits, attitude of mind and time saving strategies that create success! The pith of the book lies in the "Giveniser"- the planner for your future. Your Giveniser will consists of five separate sections : Dreams List-what you would do with your life if you had unlimited time,talent,money and family support. Goals List-specific results you want to achieve in the next year in one sentence statements. Values List-the beliefs and things you value most as they relate to your dreams and goals. Action Plan-specific objectives that must be completed for the accomplishment of your goal. Daily Activities List-one calendar month of daily activities. Maintaining focus is of prime importance and you should be disciplined "by choice".Givens rightly points out that you will thus increase your level of effectiveness and will earn the respect of others by keeping to your commitments. Out of the 168 hours in a week, you are left with only 42 hours (including weekends) after accounting for routine activities like sleep, meals and work. So, take control of your time, lest time should take control of you! Avoid the "no slack principle"-Murphy's well known law that what can go wrong will go wrong and at just the wrong time! Don't let phone calls and door-bells distract you from doing what you are doing, afterall, what you chose to do with your time has to be of more importance than what somebody else wants you to. Powered with these effectiveness strategies, you are surely going to feel more satisfied as you attain happiness and satisfaction in all that you do. This book is a "must read" for all those who while wanting to achieve success find at the end of the day that they haven't utilised their time well. The strategies are put forth in a simple language aided powerfully by real life examples,the most striking of which is ...now hold your breath...the author himself! A disturbed childhood with alcoholic quarrelling parents who eventually separated did not give Givens the kind of start a billionaire would have liked to have. But Givens did not carry the "emotional baggage" of the past - he "Givenised" his schedule to become rich, famous and happy! I've made my "lists" and believe me , doing that itself gave me immense satisfaction and a profound sense of direction. This book has made me my "Super Self"!

I have read all of Mr. Givens books (with the exception of Wealth without Risk for Canadians--I'm not a Canadian) and many other personal development books. I really like this book. Givens shows how to generate goals, move past stalls, eliminate dumpers and make the most of your time while living a life of joy, happiness and abundance.As with his financial books, Givens offers actual strategies to maximize effectiveness and reach your goals.I highly recommend Super Self to anyone interested in Maximum Effectiveness.

I became aware of the late Mr. Givens with his great book More Wealth without Risk. I successfully applied one strategy after another. More Wealth without Risk became my financial path through life.

About a year ago, I added SuperSelf to my success library and started to implement the strategies. I thought that the fincnail success principles I had learned from Givens were unparalleled, I was wrong. SuperSelf is even better. I literally felt 10 feet tall and bullet proof! After following the advice and enjoying a SuperSelf experience, I raised the limits of what I am really capable of achieving in life.

A week after finishing the book, I got news that my company was a victim of a hostile takeover and I among hundreds of others in higher managerment positions would be let go. WOW! Talk about challenges to my new attitude.

I decided to follow Mr. Givens advice that this was just an event and I could get past it easily. Prior to SuperSelf, I would have been flattened by this challenge. Instead, I went out and started my own business which has been doing extraordinarily well.

What impresses me is that I didn't get upset at all. Instead I used this as an opportunity to create my own business and invest in residential properties which pays me more than my former employer and is a lot more fun.

I used to and actually still do keep More Wealth without risk at my fingertips as a reminder to always use "Givens" strategies when making financial decisions. It is now underneath my copy of SuperSelf.

After reading More Wealth Without Risk, I used to tell people that I ran with it because every strategy worked. Compared to what I learned in SuperSelf, I was just walking or trotting. Now I'm not running, but sprinting.

SUPERSELF is a superbook, maybe the best self-development book ever! Easyto read --- it's not just motivation,it shows what kind of person you haveto be with strategies on how to achieve. Mr. Given's shows how to overcome fear, handle negativity in the workplace, push beyond fatique forpeak performance, relieve tension andworry, get twice as much done in halfthe time and more. Mr Given's writingstyle is informative and entertaining.You won't want to put this book downuntill you've read all the way throughand read again and again.

Unlike many otherwise worthwhile self-improvement books on the market, this book is less about hype and "feeling good" and more about value-directed, rational action. With his usual clarity, Givens systematically shows how one can crystallize and then actualize one's otherwise floating daydreams with written lists of dreams, values, goals, action plans and daily activities lists. To remove the worthless debris that can clutter and contaminate an otherwise "clean" and effective daily list, Givens recommends strategies that derail distractions and time-wasters.

The beauty of this system is its simplicity and broad applicability. Whether your values embrace religion or secularism, ultimately they will have no meaning unless you act upon them here in this world. Givens shows the way to do this effectively. It is especially easy today with software-based personal management tools like Microsoft Outlook and the Palm Pilot.

I applied this in my own life and want to inspire you to do the same. ...

The strategies on this tape really work! Before Superself (I also own the book), I found myself very efficient, busy, busy, busy but not as effectve as I would have liked to be. I now get more done in half the time. I am also more calm and relaxed during tense periods where I used to lose my cool. Superself, the tape and the book should be a part of anyones personal development library.

Financial Self Defense is a perfect complement to More Wealthwithout Risk. Before reading Financial Self DeFense, I was one ofthose people who bought brand new cars (I really liked that new car smell) was Insurance Poor (actually a misnomer, I was Insurance Rich, BUT CASH POOR from being overinsured) spent 120% of my income and thought I was doing okay with the few thousand I had put away in my credit union making that pittance of 3 1/2 % (what the heck, that was more than what my bank was payng) and was living from paycheck to paycheck and figured that was okay because so was everyone else that I knew. Now I buy cars 2 1/2 to 3 years old, have better insurance at 50% less cost, earning 15-20% in no-load mutuals and for the first time in years, have money left over instead of having more month left over at the end of my money!

The strategies from Financial Self DeFense came into play recently when I was attending a benefits meeting at work. This was an Insurance Meeting, Health and Dental, and both the benefits director and Insurance Reps were pushing "duplicate coverage" with a lot of emphasis and voice inflection. I asked why we needed "duplicate coverage" when at best we got paid one time, maybe? There was a long pause and no logical explanation so neither I nor the majority of employees elected to sign up for the "duplicate coverage"! If it wasn't for Financial Self DeFense, I would have foolishly signed up for the extra, unnecessary coverages and if it wasn't for my speaking up, so would have most of the others in the room.

There is just so much information in this jam packed easy to read book. You'll find yourself referring to it again and again. I also highly recommend "SUPERSELF" as a personal development and effectiveness equalivalent to Financial Self DeFense. Both are "super books" you'll love them.

Somethingelse that impressed me about th! is book is the emphasis that Mr Givens puts on values and a! ligning them with goals and your dreams. Values are something that are all to often left out in best selling books and in individual lives and a subject that we need to hear more about. Excellent, results, life changing book!

I saved more than $16,000 in my first three months after following the "GIVENS STRATEGIES" as outlined in FINANCIAL SELF DEFENSE. Over 1/4 of that was just on car buying. I also learned how to "debt shift" high interest credit cards to lower interest cards and buy and a new home without credit reference and no cash down, straighten out my credit report and get the maximum from my IRA. If you want to make the most of your money, buy this book, read it and then apply everything. It really works!

Before reading Financial Self Defense, I was suckered in to a 60 month auto loan, because I was told the payments would be lower, that I could afford more car and the interest wouldn't be all that significant! I was one of those people that spent all or most of my money on my lifestyle and I wanted this car in the worst way. (Of course, it was brand new, right out of the showroom)

I saw Charles Givens on the Oprah Winfrey show and was very imressed as he was the only guest that day and held the entire audience and me spellbound for an entire hour! One of money wasters he talked about was buying a brand new car. I felt like he was talking directly to me! I went out that night and bought Financial Self Defense.

Immediately, I began to make extra principal payments. After applying some of the GIVENS STRATEGIES for a few weeks, I had saved enough money to begin making double payments. In short, I was able to pay off a 60 month car loan in 24 months. What was interesting, was the bank manager tried to discourage me saying all of the upfront interest was already paid. Nonsense! I then told him I wanted to cancel the credit life as well and got back a nice refund.

I also found it refreshing that I could use my credit cards to make money when combined with the money market mutual fund strategy that Givens recommends.

I am now investing in No Load Mutual Funds as per the Givens Strategies and for the past 7years have averaged well over 15%.

Most other books are boring and don't offer any type of immediate results. With Financial Self Defense, I got immediate results! Most other books are also too focused on budgeting. With Financial Self Defense, I found that I COULD SPEND MY WAY INTO WEALTH. Before Givens, I always felt that saving, investing and financial management meant deprivation. Not when you GET GIVENIZED! I highly recommend Financial Self Defense and More Wealth Without Risk to live out your dreams instead of just dreaming about living. I also recommend SUPERSELF, to get your personal life under control.

After reading More Wealth without Risk,I made necessary changes to my autoinsurance and saved $1,400 immediately.Time spent=1 hour!All of my life I have wanted to start my own business, the information in this book gave me the edge to get started.I am also enjoying major savings on all insurances (life, homeownwers and health as well as ato) and started my first IRA. There are many books on personal finance, this is the best!

I rolled over some money into a self directed IRA using Givens' strategies. I began with 5k in 1990. My account is now close to 80k, and all I did was do what the book said. Take it or leave it, this is the BEST book on personal finance there is in my humble opinion. I would recommend 15 stars on a scale of 1 to 5. The best part of the book is where he teaches you how to make money using Mutual Funds NO MATTER WHAT THE US ECONOMY IS DOING and yes folks that means INFLATION, DEFLATION, STAGFLATION, RECESSION, OPPRESSION, REGRESSION....in other words, in good times and in bad. Well worth your time to read this little jewel of a book.

More Wealth withut Risk is the average persons best chance to build and create wealth.To get the same or similiar information from "professionals" would cost thousands and thousands and I am not sure would provide the same results.I read through most of the reviews and have saved in the same areas: insurances, taxes, ripoff and duplicate insurances etc and parlayed that into mutuals, residential real estate, tax liens and discounted mortgages.I have used Givens "borrow money from your 401 (k) strategy" to fund my IRA and buy real estate and tax liens.We have also used the "send your children to college free strategy." It not only works, but worked so well that now we have increased our property portfolio in college communities and quadrupled ourcash flow.Givens strategies flat out work. Give them a try. You'll be glad you did.